Beneficial Life Agency
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SmartPlan Office
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SmartPlan Office helps you protect your business at very affordable premium cost with one easy plan.
Key Advantages
Flexible coverage in an easily arranged package for the protection of your business
Save on premium costs as compared to buying policies separately
Table of benefits
Main Cover
Just insure the Main Cover [ Section ( 1 ) ] to enjoy any one or all of the Optional Cover(s)
Section
Description of Benefit
Sum Insured (RM)
Plan 3
Plan 2
Plan 1
1
  Fire Insurance
To be determined by you
Optional Cover (s) - Please select Section (2), (3) and/or (4)
Section
Description of Benefit
Sum Insured (RM)
Plan 1
Plan 2
Plan 3
2
  Fire Consequential Loss Insurance
To be determined by you
3
  All Risk Insurance
To be determined by you (excess: Rm 150)
4
  Special Cover Insurance
  a) Public Liability
            -   Any one accident
           -    Any one period

200,000
1 million

300,000
1 million

500,000
1 million
   b) Money
            -  Money in transit (to and from bank)
            -  Money in locked safe
            -  Money in locked drawer/cabinet
            -  Damage to safe/drawer/cabinet
            -  Damage to premises
            -  Personal accident for 2 employees

5,000
5,000
1,000
2,000
1,000
5,000 each

5,000
5,000
1,000
2,000
1,000
5,000 each

5,000
5,000
1,000
2,000
1,000
5,000 each
  c) Plate Glass
5,000
5,000
5,000
  d) Personal Accident
            -   Per person (up to)
           -    Aggregate limit

10,000
40,000

20,000
80,000

30,000
120,000
Table of premium
Section
Description of Benefit
Annual Premium (RM)
Plan 1
Plan 2
Plan 3
1
  Fire  Insurance
Fire tariff rate (min. premium: Rm 75)
2
  Fire Consequential Loss Insurance
Fire tariff rate (min. premium: Rm 75)
3
  All Risk Insurance
0.65% of sum insured
4
  Special Cover Insurance
158
189
242
If you like to know more, please give us a call at :  012-286 0363,  012-202 8807,  or e-mail us at  benlife@gmail.com
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