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| Beneficial Life Agency |
| Service. Value. Protection. |
| SmartPlan Office |
| underwritten by |
| SmartPlan Office helps you protect your business at very affordable premium cost with one easy plan. |
| Key Advantages |
| Flexible coverage in an easily arranged package for the protection of your business |
| Save on premium costs as compared to buying policies separately |
| Table of benefits |
| Main Cover |
| Just insure the Main Cover [ Section ( 1 ) ] to enjoy any one or all of the Optional Cover(s) |
| Section |
| Description of Benefit |
| Sum Insured (RM) |
| Plan 3 |
| Plan 2 |
| Plan 1 |
| 1 |
| Fire Insurance |
| To be determined by you |
| Optional Cover (s) - Please select Section (2), (3) and/or (4) |
| Section |
| Description of Benefit |
| Sum Insured (RM) |
| Plan 1 |
| Plan 2 |
| Plan 3 |
| 2 |
| Fire Consequential Loss Insurance |
| To be determined by you |
| 3 |
| All Risk Insurance |
| To be determined by you (excess: Rm 150) |
| 4 |
| Special Cover Insurance |
| a) Public Liability - Any one accident - Any one period |
200,000 1 million |
300,000 1 million |
500,000 1 million |
| b) Money - Money in transit (to and from bank) - Money in locked safe - Money in locked drawer/cabinet - Damage to safe/drawer/cabinet - Damage to premises - Personal accident for 2 employees |
5,000 5,000 1,000 2,000 1,000 5,000 each |
5,000 5,000 1,000 2,000 1,000 5,000 each |
5,000 5,000 1,000 2,000 1,000 5,000 each |
| c) Plate Glass |
| 5,000 |
| 5,000 |
| 5,000 |
| d) Personal Accident - Per person (up to) - Aggregate limit |
10,000 40,000 |
20,000 80,000 |
30,000 120,000 |
| Table of premium |
| Section |
| Description of Benefit |
| Annual Premium (RM) |
| Plan 1 |
| Plan 2 |
| Plan 3 |
| 1 |
| Fire Insurance |
| Fire tariff rate (min. premium: Rm 75) |
| 2 |
| Fire Consequential Loss Insurance |
| Fire tariff rate (min. premium: Rm 75) |
| 3 |
| All Risk Insurance |
| 0.65% of sum insured |
| 4 |
| Special Cover Insurance |
| 158 |
| 189 |
| 242 |
| If you like to know more, please give us a call at : 012-286 0363, 012-202 8807, or e-mail us at benlife@gmail.com |
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| Commercial : |
| Personal |
| Critical Illness |