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| Beneficial Life Agency |
| Service. Value. Protection. |
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| SmartPlan Shop |
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| underwritten by |
| SmartPlan Shop helps you protect your business at very affordable premium cost with one easy plan. |
| Key Advantages |
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| Flexible coverage in an easily arranged package for the protection of your business |
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| Save on premium costs as compared to buying policies separately |
| Table of benefits |
| Main Cover |
| Just insure the Main Cover [ Section ( 1 ) ] to enjoy anyone or all of the Optional Cover(s) |
| Section |
| Description of Benefit |
| Sum Insured (RM) |
| Plan 3 |
| Plan 2 |
| Plan 1 |
| 1 |
| Fire Insurance |
| To be determined by you |
| Optional Cover (s) - Please select Section (2), (3) and/or (4) |
| Section |
| Description of Benefit |
| Sum Insured (RM) |
| Plan 1 |
| Plan 2 |
| Plan 3 |
| 2 |
| Fire Consequential Loss Insurance |
| To be determined by you |
| 3 |
| All Risk Insurance |
| To be determined by you (excess: Rm 150) |
| 4 |
| Special Cover Insurance |
| a) Burglary (1st Loss basis) |
| 25,000 |
| 50,000 |
| 75,000 |
| b) Public Liability - Any one accident - Any one period |
100,000 1 million |
200,000 1 million |
300,000 1 million |
| c) Money - Money in transit (to and from bank) - Money in locked safe/drawer/cabinet * during business hours * after business hours - Damage to safe/drawer/cabinet - Personal accident for 2 employees |
5,000 5,000 5,000 2,000 5,000 each |
10,000 10,000 5,000 2,000 5,000 each |
15,000 15,000 5,000 2,000 5,000 each |
| d) Plate Glass |
| 1,000 |
| 3,000 |
| 5,000 |
| e) Employer's Liability - Any one event - Any one period |
100,000 1 million |
150,000 1 million |
200,000 1 million |
| f) Personal Accident - Per person (up to) - Aggregate limit |
10,000 40,000 |
20,000 80,000 |
30,000 120,000 |
| Table of premium |
| Section |
| Description of Benefit |
| Annual Premium (RM) |
| Plan 1 |
| Plan 2 |
| Plan 3 |
| 1 |
| Fire Insurance |
| Fire tariff rate (min. premium: Rm 75) |
| 2 |
| Fire Consequential Loss Insurance |
| Fire tariff rate (min. premium: Rm 75) |
| 3 |
| All Risk Insurance |
| Based on occupation of the premise in the fire tariff |
| 4 |
| Special Cover Insurance |
| 422 |
| 823 |
| 1,222 |
| If you like to know more, please give us a call at : 012-286 0363, 012-202 8807, or e-mail us at benlife@gmail.com |
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| Personal |
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| Critical Illness |
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